Business Tools

Free Terms and Conditions Generator

Generate Clear Website, App, SaaS, and eCommerce Terms (Fast)

Create a tailored Terms and Conditions agreement for your website, mobile app, SaaS, or online store. Customize key clauses like payments, subscriptions, refunds, acceptable use, disclaimers, limitation of liability, termination, and governing law—then review with a qualified attorney for your specific situation.

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Terms and Conditions

Your Terms and Conditions will appear here...

How the AI Terms and Conditions Generator Works

Get results in seconds with a simple workflow.

1

Enter Basic Business Details (Optional)

Add your business name, website URL, and contact email. You can also generate a draft without these and fill them in later.

2

Choose a Business Type and Key Options

Select whether you run a website, SaaS, eCommerce store, mobile app, or platform—then set options like accounts, payments/subscriptions, refunds, and UGC.

3

Generate, Review, and Customize

Get a clean Terms and Conditions draft. Review it for accuracy, add business-specific details, and consider legal review for your jurisdiction and risk profile.

See It in Action

Turn a vague request into a structured Terms and Conditions agreement with the key clauses most websites and apps need.

Before

I need terms and conditions for my website. We have users and maybe paid plans later.

After

Terms and Conditions for Acme Labs

  1. Introduction
  2. Eligibility (Minimum Age)
  3. Account Registration and Security
  4. Acceptable Use and Prohibited Activities
  5. Intellectual Property
  6. User Content (if applicable) and License
  7. Payments and Subscriptions (if applicable)
  8. Refunds and Cancellations (if applicable)
  9. Third-Party Links and Services
  10. Disclaimers
  11. Limitation of Liability
  12. Indemnification
  13. Termination
  14. Changes to These Terms
  15. Governing Law and Dispute Resolution
  16. Contact Information

Why Use Our AI Terms and Conditions Generator?

Powered by the latest AI to deliver fast, accurate results.

Website, SaaS, App, and eCommerce Terms in One Generator

Create Terms and Conditions tailored to your business model—standard websites, SaaS subscriptions, online stores, mobile apps, and platforms—so your terms match how users actually interact with your service.

Key Clauses Included (Acceptable Use, Liability, Termination)

Generates essential legal clauses like acceptable use, prohibited conduct, disclaimers, limitation of liability, indemnification, termination, and changes to the terms—helpful for reducing risk and setting clear user expectations.

Payments, Subscriptions, and Refund Language (Optional)

Add billing and refund sections for one-time purchases and recurring subscriptions, including cancellation and chargeback expectations—ideal for SaaS terms, membership sites, and eCommerce policies.

User Accounts and UGC Provisions

Include account responsibilities (security, accuracy, misuse) and user-generated content language (licenses, takedowns, moderation) to protect your content and clarify ownership and permissions.

Jurisdiction and Contact Details for Compliance Readiness

Add governing law/jurisdiction and contact methods so users know how disputes are handled and how to reach you—common requirements in Terms of Service agreements.

Pro Tips for Better Results

Get the most out of the AI Terms and Conditions Generator with these expert tips.

Use clickwrap for stronger enforceability

If you have signup or checkout, add an “I agree to the Terms” checkbox with a link to your Terms of Service. Explicit consent is typically stronger than passive browsewrap.

Align your refunds section with your actual support process

If you offer subscriptions or digital goods, make cancellation timing and refund eligibility crystal clear to reduce chargebacks and support tickets.

Don’t forget acceptable use for user accounts

If users can post content or interact with others, include prohibited behaviors (spam, abuse, unlawful content) and enforcement actions (removal, suspension, termination).

Add a change-notice approach you can follow

Include how you’ll notify users about updates (email, in-app notice, posting date) and keep a “Last updated” date in your Terms and Conditions.

Pair with a Privacy Policy and cookie disclosures

Terms and Conditions don’t replace privacy compliance. If you collect personal data or use analytics/ads, publish a Privacy Policy and relevant cookie disclosures.

Who Is This For?

Trusted by millions of students, writers, and professionals worldwide.

Generate website Terms and Conditions for a new business site or blog
Create SaaS Terms of Service for subscription software (billing, cancellations, acceptable use)
Draft eCommerce terms covering orders, shipping, returns, refunds, and chargebacks
Create mobile app terms including license, app store requirements, and in-app purchases
Publish community/platform terms for user-generated content, moderation, and conduct
Update old Terms and Conditions to reflect new features, pricing, or user accounts
Create a first-draft T&C to review with an attorney before launch

Terms and Conditions Generator: what it does (and what it doesn’t)

A good Terms and Conditions page is basically your rules of the road. It tells people how they can use your website, app, SaaS, store, or community. It also helps set expectations around stuff that tends to get messy later, like payments, refunds, user accounts, and what happens if someone abuses your platform.

This free Terms and Conditions generator gives you a solid first draft that covers the common sections most businesses need. Then you tweak it to match your product and how you actually operate. And yeah, if you’re dealing with real risk, get it reviewed by a qualified attorney.

Who needs Terms and Conditions (more people than you think)

You probably want Terms of Service if you have any of the following:

  • User accounts, login, profiles, memberships
  • Paid plans, subscriptions, trials, renewals
  • Digital downloads, courses, templates, gated content
  • eCommerce checkout, shipping, returns, chargebacks
  • User generated content like comments, reviews, uploads
  • Community features like DMs, groups, forums, creator pages
  • Anything where someone could claim you promised something you didn’t

Even a simple blog can benefit, especially if you have newsletters, affiliate links, comments, or any kind of user interaction.

Terms and Conditions vs Privacy Policy (not the same)

This trips people up.

  • Terms and Conditions: rules for using your service. acceptable use, liability limits, termination, payment rules, dispute process, etc.
  • Privacy Policy: explains how you collect and use personal data. cookies, analytics, email lists, sharing with vendors, user rights.

Most websites need both. If you’re building out your legal pages and SEO pages in one place, the tools at SEO Software make it a lot easier to keep things consistent across your site.

What a strong Terms and Conditions agreement typically includes

You don’t need fancy legal language. You need coverage. These sections are the ones that come up again and again:

1. Introduction and acceptance of terms

How users agree to your terms and what the terms apply to.

2. Eligibility and minimum age

Especially important if you have accounts, payments, or user content.

3. Accounts and security (if you have logins)

Who is responsible for account activity, password security, accurate info, and misuse.

4. Acceptable use and prohibited activities

Spam, harassment, illegal content, scraping, reverse engineering, abusing trials, things like that.

5. Intellectual property

You own your site/app/content. Users don’t get ownership just because they access it.

6. User generated content (if applicable)

Licenses, takedowns, moderation rights, and what happens if users post content they don’t own.

7. Payments, subscriptions, and billing (optional)

How charges work, renewals, taxes, failed payments, plan changes, cancellations.

8. Refunds and returns (optional)

Short and clear beats long and vague. If you say no refunds, say it plainly. If you do refunds, define the window and conditions.

9. Disclaimers

You’re not promising the service is perfect, uninterrupted, or fit for every purpose.

10. Limitation of liability and indemnification

The part that tries to reduce your exposure when something goes wrong.

11. Termination

When you can suspend or terminate accounts, and what happens after termination.

12. Changes to the terms

How updates work and how users get notified.

13. Governing law and jurisdiction

Where disputes are handled. This is one reason the generator asks for jurisdiction.

14. Contact information

A real way to reach you. Even if it’s just a support email.

Website vs SaaS vs eCommerce vs mobile app terms (quick differences)

Different business models have different friction points, so your terms should match the reality.

  • Website/blog: acceptable use, IP, disclaimers, limitation of liability, basic dispute handling.
  • SaaS: subscriptions, uptime expectations, support boundaries, account security, abuse prevention, termination, billing failures.
  • eCommerce: orders, pricing, shipping, delivery timelines, returns, refunds, chargebacks, product availability.
  • Mobile app: license grant, app store requirements, in app purchases, device security, prohibited uses.
  • Community/creator platforms: user content license, moderation, takedowns, repeat infringement policy, reporting process.

This is why using a mode based generator helps. You start closer to the version you actually need, instead of rewriting half the doc later.

How to publish Terms and Conditions so they’re actually usable

A Terms page isn’t just something you hide in the footer and forget.

  • Put it in your website footer and keep the link consistent sitewide.
  • If you have signup or checkout, use clickwrap: “I agree to the Terms” with a checkbox.
  • For apps, add it inside Settings or Help and link it during account creation.
  • Add a Last updated date at the top. It sounds small, but it matters.

A simple checklist before you hit publish

Use this as a quick review after you generate your draft:

  • Business name and website URL are correct (or intentionally blank)
  • Contact email is valid and monitored
  • Your payment and refund language matches how support actually handles requests
  • Minimum age is correct for your audience and region
  • If you allow UGC, you included moderation and takedown language
  • Jurisdiction is set, and you’re comfortable with it
  • The tone is clear enough that a normal person can read it

Important note (because it’s true)

This generator is for drafting. It can help you create a strong baseline Terms and Conditions document fast, but it’s not legal advice. If you’re in a regulated industry, deal with sensitive data, process lots of payments, or operate across multiple regions, get legal review. It’s usually cheaper than fixing a problem later.

Frequently Asked Questions

Yes. You can generate a Terms and Conditions draft for free. Some specialized modes (SaaS, eCommerce, mobile app, creator/community) may be marked as premium.

They can be used as a starting point, but enforceability depends on your jurisdiction, your business model, and how you present and obtain user agreement (e.g., clickwrap). For important legal coverage, review with a qualified attorney.

Terms and Conditions (Terms of Service) govern how users may use your site/app, payments, acceptable use, and liability. A Privacy Policy explains how you collect, use, share, and protect personal data. Most sites need both.

Many websites benefit from Terms and Conditions to set rules, limit liability, and manage disputes—especially if you have accounts, subscriptions, payments, user content, or community features.

SaaS terms commonly include subscriptions and billing, acceptable use, account security, service availability, support, data/UGC rules, intellectual property, disclaimers, limitation of liability, termination, and changes to the service.

Typically in your website footer, during signup/checkout (with a checkbox), and inside your app settings/help pages. For best enforceability, use clear notice and an explicit agreement step when possible.

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